Traditional mortgage loan programs that offer competitive interest rates. Documentation and fair-to-good credit are necessary.
This mortgage loan program is designed primarily for first-time homebuyers and allows the borrower to put a lower down payment and have less than perfect credit. Seller can contribute up to 6% of the purchase price to the buyer towards closing costs.
FHA 203K Rehabilitation Loans
The 203K program has been the primary tool of the Federal Housing Administration (FHA) for providing insured mortgages for the purchase or refinance of single family properties in need of rehabilitation. The standard program is available for homes with necessary major repairs, whereas the Streamline is available for homes in need of repairs on a smaller scale.
Home Possible® Mortgages
The Home Possible® mortgage program offers low down payment options and flexible credit terms that make it easier for you buy the home of your dreams. Home Possible® is a registered trademark of Freddie Mac.
HomeReady® is built for today’s home buyers. HomeReady® offers expanded eligibility for financing homes in designated low-income, minority, and disaster-impacted communities. HomeReady® is a registered trademark of Fannie Mae.
A jumbo mortgage is a loan amount above conventional conforming loan limits. Call me to discuss if a jumbo mortgage loan program is suited for you.
USDA Rural Development
This program is designed to make rural housing more affordable. This unique loan program allows you to finance a home with no down payment.
This program is designed to help veterans and active duty military personnel purchase a home. There are no private mortgage insurance requirements and offers less stringent credit requirements than conventional mortgage loan programs. This program also has a low or no down payment option.
Homeowners are able to refinance their current home loan for various reasons whether it is to reduce monthly payment, reduce their interest rate, take cash out of their home equity, etc.
Inlanta Mortgage offers a variety of home renovation loan programs that allow homebuyers to finance the cost of renovations in with their home purchase or refinance.